The ultimate Floorplan Finance Solution for North America

CALMS Compass

Calms 2
CALMS Compass offers high rewards to those with the right business model and supporting technology.

CALMS Compass includes an integrated 24/7 self-serve solution for manufacturers, dealers and suppliers. It offers unrivalled, ‘out-of-the-box’ functionality that is industry-proven and fast to implement. A solution that consolidates all the different systems currently in place at different business units, letting you operate as a cohesive, single entity. CALMS Compass’s rich functionality automates labor-intensive tasks, reducing or eliminating paper dependence during review and in the approval process.

Credit Underwriting

Strong risk management is central to CALMS Compass.

Our system recognizes that floorplan lenders have two customers. Order approval rules allow for uninterrupted – and untouched – flow of goods between supplier and dealer, while controlling risk.

CALMS Compass allows you to set credit limits that reflect your own credit policy, supplier risk, collateral type and other factors. It searches out common ownership among your customers, aggregating risk, so you can make informed decisions at individual dealer level or at group dealership level, however complex the ownership structures may be.

Loan Processing

CALMS Compass supports Pay-As-Sold (PAS) or Schedule Payment Plan (SPP), manual and electronic invoice/item purchase, supplier credit memos, supplier debit memos.

The platform makes Two-Tier-Financing scenarios (manufacturer-to-distributor-to-dealer) easy. You finance the inventory from manufacturer to distributor and, as the item moves from distributor to dealer, CALMS Compass relieves the distributor loan and passes the margin to the distributor.

It is an incredibly forgiving system, making it easy to modify or correct transactions – making all the necessary adjustments to income, receivables, payables and discounts. It even adjusts customer charges in the next billing statement – all without a thought from your loan processing staff.

The right choice for North American floorplan finance companies

Whether a small or large-scale operation, CALMS Compass provides all the benefits of modern technology – Oracle powered database, internet deployment and workflow processes.

As for new entrants to the market, they are reassured by the system’s scalability, allowing them to grow easily from early volume to high volume portfolios.

CALMS Compass helps businesses improve operational efficiency, while exercising better control. It smoothes the path into new lines of business and enhances customer service.

CALMS Compass is delivered and supported by our floorplan experts working from White Clarke Group’s center of excellence in the USA.

White Clarke CALMS Diagram

CALMS at a glance

For more detail on any aspect of CALMS, please contact us today

Outsourcing and Hosting
Cost-effective, flexible and secure alternatives to traditional in-house managed applications.

Features

  • Full automation
  • Single view of your business
  • ‘One call’ capability when handling queries
  • Strong risk management and full credit line flexibility
  • Unique self-correcting environment
  • Customer self-service capability where dealers and suppliers can run their own portfolios
  • Trend analyses and forecasting data

Benefits

  • Customer invoicing and communications are simplified
  • Access to accurate and detailed customer information is improved
  • Secure self-serve options enhance customer experience, while further reducing internal manual processes
  • Organize and prioritize accounts based on own business rules
  • Group accounts into portfolios
  • Assign portfolios to individual floorplan professionals for effective management control
  • Define own parameters for collection activity
  • Evaluate portfolios against a dashboard of prioritized accounts for collection
  • Create customized ‘Watch List’ of accounts
  • Full history reflects comments made during a collection action
  • Monitor team and individual portfolio manager metrics
  • Intuitive processes
  • Ease of implementation
White Clarke CALMS Diagram

CALMS at a glance

For more detail on any aspect of CALMS,, please contact us today,

A partner with experience and credibility, who had a certain scale, and who had the stature to come to us and challenge our thinking. Nick Ockwell, CIO, Exeter Finance Corp

EBV is very pleased with White Clarke Group and their success on the SEPA project. Maik Skottke, Head of IT, EBV-Leasing Gesellschaft m.b.H Co. KG (Erste Bank)

We’re excited to be able to offer this new program to Yamaha dealers and believe that our new relationship with White Clarke Group is an integral component of this new program.
Leone Foxwell, National Manager Inventory Finance, Yamaha Motor Canada